Privacy & Policy

Legal notice / Terms of use

This Website (hereafter referred to as the “Numan Wealth Partners Website”) is operated by Numan Wealth Partners, an investment company based in Geneva, Switzerland.

Consent

Please read the following legal notice / terms of use (“Terms of Use”) carefully before accessing the Numan Wealth Partners Website. By accessing the Numan Wealth Partners Website, you declare that you have understood the Terms of Use and accept them in full. If you do not understand or do not accept one or more provisions of the Terms of Use, please leave the Numan Wealth Partners Website.

Limited access

The Numan Wealth Partners Website may not be accessed by persons who (in particular on the basis of their nationality and/or place of residence) are subject to a jurisdiction where the publication of the content or availability of the Numan Wealth Partners Website would be prohibited (for whatever reason) or would result in a violation of any applicable law or regulation. Persons to whom these restrictions apply are prohibited from accessing the Numan Wealth Partners Website. The Numan Wealth Partners Website is not directed towards residents outside Switzerland and in particular not towards residents or nationals of the United States of America. If laws or regulations of such jurisdiction are applicable, you are not authorized to proceed to the Numan Wealth Partners Website and must exit this Website immediately.

Communication

Communication between the Client and the Advisor takes place in writing (or in any other form that may be proved by way of text), by telephone, by email, by instant messaging applications.Unencrypted emails and other unprotected electronic communication channels do not prevent access by unauthorised third parties and therefore involve intrinsic risks, such as lack of confidentiality, manipulation of the sender’s content or data, errors, delays or viruses. The Advisor is required to exercise the standard commercial diligence in the handling of incoming and outgoing orders, instructions or notifications by postal mail, telephone, email, and other means of transmission or transportation. In the event of a willful or grossly negligent breach of this obligation by the Advisor, his employees or auxiliaries, the Advisor shall be liable for any resulting damages.It is the Client’s responsibility to protect his own systems against hacking and unauthorised use, and not to send the Advisor sensitive and urgent information, instructions, or information via unencrypted emails or unprotected channels of communication. By using these applications, the Client acknowledges and accepts the risks outlined earlier. The Client shall be liable for any loss or damage caused by a breach of his obligations.

No offer/solicitation

The information and opinions published on the Numan Wealth Partners Website do not constitute a recommendation, a solicitation, an offer, or an invitation to make an offer, to buy or sell investment instruments; or an offer to provide investment advisory services or other services referred to on this site or to effect any other transactions or to conclude any other legal acts. They are intended solely for information purposes. It cannot be excluded that the investment instruments and services described are not suitable or not available for you. Offers may be made or taken only by Numan Wealth Partners or its official agents who are authorized to do so. Such offers cannot be made or accepted from any investors in any jurisdiction where such activity would violate local laws or regulations.

No advice

The information and opinions published on our website do not serve as investment advice and in no way constitute advice on legal, tax, economic, or other matters. They are unsuitable as a basis for decision-making. Before you decide to take any specific action, you should seek advice from a specialized expert. By providing content on the website or calling it up, the provider does not enter into any contractual relationship with the user.

No warranty

We take great care in compiling the content of this website. The contents of our website are routinely updated and checked for accuracy. However, Numan Wealth Partners does not provide any warranty (neither express nor implied) and does not make any representations regarding the correctness, accuracy, timeliness, and completeness of the content published on our website. In particular, we are under no obligation whatsoever to update outdated information or opinions, remove them from our website, or mark them accordingly. The information and opinions contained on our website are subject to change without notice.Moreover, Numan Wealth Partners assumes no responsibility and gives no guarantee that the functions on our website will not be interrupted or are error-free, that defects will be corrected, or that the website and the servers from which the content can be accessed are free of viruses, Trojan horses, worms, software bombs, or other harmful components and programs.The past performance of an investment instrument is not necessarily indicative of its future performance. Investments in foreign currencies are also subject to exchange rate fluctuations. Distributions in connection with an investment instrument may also vary.

Numan Wealth Partners does not guarantee the increase or preservation of the value of the capital invested in investment instruments, nor the amount of future distributions. Please note that investments can go up and down in value, and past performance is not a reliable indicator of future results. Numan Wealth Partners does not provide legal or tax advice, and investors should consult their own advisers before making investment decisions.All data available through this website, including but not limited to financial market data, price data, news, research, or other financial information, is based on sources believed to be reliable and has been carefully selected. All available information is provided to the user on an "as is" basis without any representations or warranties, express or implied, as to quality, originality, infringement of intellectual property, or fitness for a particular purpose.

No Liability

To the extent permitted by law, Numan Wealth Partners, the company, or its individual members, partners, directors, officers, and employees will not be liable, including in the case of negligence, for any loss or damages of any kind, including but not limited to any direct, indirect, or consequential damages, arising out of or related to the access of, use of, browsing in, or downloading from the Numan Wealth Partners Website or any other site linked with the Numan Wealth Partners Website. We do not assume any liability or guarantee for the timeliness, accuracy, and completeness of the information provided on the website. We are not liable for any direct or indirect damages, including loss of profit, arising from information provided on our website or directly or indirectly related to the use of our website and the content therein or to the risks of the financial markets. Liability for slight negligence is limited to the foreseeable damage and excluded with regard to consequential damages and lost profits.

No orders

The input fields contained on our website are not available for placing orders (e.g., orders to buy/sell investment instruments) with Numan Wealth Partners. Orders placed in this way will not be executed by Numan Wealth Partners – even without a corresponding response to the sender – and no effective contract will be concluded with Numan Wealth Partners.

Property rights, copyrights, and trademark rights

All elements on our website are the property of Numan Wealth Partners or third parties. The material provided on the website is available for informational purposes only. Downloading or printing elements from our website does not transfer any rights, in particular, no rights relating to software and trademarks. Copyright notices and trademarks may not be altered or removed. The complete or partial reproduction of elements of our website, no matter in which form (especially electronically or printed out), is only permitted with full reference to the source and prior written consent from us.

Linked websites

By clicking on a link, you may be leaving the Numan Wealth Partners website and visiting the websites of other providers and their content. Numan Wealth Partners has no control over the content of other websites and accepts no responsibility for their correctness, accuracy, completeness, truth, timeliness, or suitability for any particular purpose. Any liability for possible direct or indirect damages or consequences arising from the use of the contents of external websites is excluded. The responsibility for the content of the linked pages thus lies exclusively with the operators of the websites accessed through the external links.

Data Privacy

Numan Wealth Partners takes data protection seriously and would like to use this data protection declaration to explain what data is required and how it is used.Numan Wealth Partners cannot guarantee the security of data transmission on the internet. In particular, there is a risk of access by third parties when data is transmitted by e-mail.The protection of privacy is of paramount importance. Therefore, compliance with the legal provisions on data protection is a key concern for Numan Wealth Partners. Since data protection begins with transparency, we would like to inform you when we store which personal data, how we use it, but also how you can restrict or prevent its use.

What is personal data?

Personal data refers to all information related to an identifiable individual. This includes details such as your name, address, or phone number. Even an email address can be considered personal data if it can be linked to an identifiable individual. Information that does not allow for personal identification, like statistics on user behavior without direct personal references, does not qualify as personal data.

Privacy Policy of Numan Wealth Partners

In our privacy policy, Numan Wealth Partners informs you about the collection of your data, the purpose of its processing, and to whom it may be disclosed. This ensures that our data processing activities are transparent and comply with applicable legal regulations. We aim to provide you with the necessary information to exercise your rights under the Swiss Data Protection Act (DSG) effectively. If you have further questions about how we process your personal data, please feel free to contact us.

Identity and contact details of the responsible party

Numan Wealth Partners is responsible for the processing of your personal data as described herein.Should you have any data protection inquiries, you can reach us at:

Numan Wealth Partners
Place Longemalle, 1
1204 Geneva

Collection of personal data

We primarily process the personal data that we obtain directly from our clients, employees, job applicants, business partners, or other interested parties during our interactions. This data is essential for fulfilling the purposes outlined in this policy (e.g., processing transactions, communicating, etc.). Occasionally, we might also collect data from publicly available sources or third parties, such as commercial registers or through your employer.When permissible, we also gather data from publicly accessible sources or receive such information from third parties. This includes details from public registries, your professional activities, and data shared with us by individuals close to you (e.g., family, advisors) to facilitate contract conclusion or processing.It is important that you only provide us with third-party data if you have informed the concerned parties about this processing, referencing our privacy policy.Our web servers automatically log each visit, capturing user-specific and technical data to optimize our website experience. This may include the use of "cookies" (see Section 5 for details).

Purposes of data processing

We process your personal data mainly to fulfill our contractual obligations with you or third parties, answer your inquiries, or for other specified communication purposes. Your data may also be used for:Ensuring our website's functionality and security;Improving and further developing our services;Complying with legal and regulatory obligations;Defending or enforcing legal claims;Protecting legitimate interests.

Automated individual decisions

We generally avoid making decisions based solely on automated processing that could have legal implications or significantly affect you. If we ever do so, we will inform you separately.

Cookies

We use technically necessary cookies on our website to ensure a seamless browsing experience. These session cookies are deleted after your visit. You can configure your browser to block or delete cookies, although this may affect the website's functionality.Please refer to subsequent sections for detailed information on data recipients, international data transfers, data retention, security measures, your rights regarding data processing, and contact details for further inquiries or exercising your rights.

Recipient of personal data

We may share your personal data with external service providers that assist us in processing data in line with the purposes set out in sections 3 and 4. These providers include IT, support, and hosting services, as well as accountants, including payroll services. All such recipients are carefully vetted for data protection compliance and are contractually bound to process the data solely as per our instructions.

Transfers to foreign countries

The recipients of your personal data, as outlined in Section 6, are predominantly located within Switzerland, the EU, or the European Economic Area (EEA). However, they could, in principle, be based anywhere globally. Should we transfer your data to a recipient in a country without adequate legal data protection, we will ensure data protection adequacy through appropriate contractual arrangements (such as standard data protection clauses approved, issued, or recognized by the Swiss Federal Data Protection and Information Commissioner) or additional protective measures. We will also adhere to legal exceptions such as consent, contractual necessity, legal claims, significant public interest, public data, or protection of integrity.

Data retention period

Your personal data is processed and retained as long as necessary for fulfilling our contractual and legal obligations or for other processing purposes, such as during the entire business relationship (from initiation through execution to termination) and beyond according to legal retention and documentation obligations. We may retain data as required by law, regulation, to protect our legitimate business interests, or to address potential claims. Once retention is no longer necessary, your data will be deleted or anonymized.

Data security

Numan Wealth Partners implements appropriate security measures to maintain your personal data's confidentiality, integrity, and availability, safeguarding it against unauthorized or unlawful processing and against accidental loss, alteration, disclosure, or access.

Your rights and consent withdrawal

You may withdraw any previously granted consent to process your personal data at any time, affecting future processing. You also have rights to information, correction, deletion, and portability of your data, as well as to restrict or object to its processing. While we reserve the right to impose legal limitations on these rights (e.g., where we are required to retain or process data, have overriding interests, or need the data for claim assertions), you are entitled to enforce your rights after verifying your identity.To exercise your rights, you can contact us at the address mentioned in section 1. You also have the right to lodge complaints with a court or the competent data protection authority. The relevant authority in Switzerland is the Federal Data Protection and Information Commissioner (FDPIC).

Policy updates

We reserve the right to amend this privacy policy at any time without prior notice. The latest version posted on our website will apply.